Social Security is a federally funded program that offers retirement income for seniors who have worked and paid into the system. This will include almost everyone who worked, at some point, in the United States.
The Social Security office in the local Buffalo area will provide a number of services for residents. Here you can get any questions related to benefits answered and apply for a new or replacement card. You can also apply for benefits and change your personal information.
There is one Social Security Office that serves the residents of Buffalo. It is located at 186 Exchange Street. The office can be reached at (800)-772-1213. This office provides services to help residents apply for benefits, change their information with the Social Security Administration, and ask questions or file a claim regarding their benefits. This office is open Monday through Friday from 9 AM to 3 PM, except on Wednesdays when the office closes at 12 PM to the public.
Social Security is typically used as a source to cover the costs that are associated with aging or long-term care. This is such a common source of income that many of the other benefits programs available to seniors assume this type of income when reviewing applications.
In order to qualify for benefits, a person must be over the age of 62. The amount of the benefits received will increase the longer that the person delays in receiving payments. At 70, there are no further increases that are granted for payments.
Seniors will receive payment directly from the federal government and they can use the funds toward residential care, adult day care or home care. However, on average, the total amount of a Social Security check is about $1,000, which is not enough to cover the cost of long-term care on a month by month basis. This is even truer when one spouse needs residential care while the other one is at home.
Many seniors who have a low income may also be eligible for SSI supplements or Supplemental Security Income.
There are a number of online tools offered to seniors, as well as others, who need Social Security benefits, or who are looking to have questions about Social Security answered.
For those who want to learn more about their personal Social Security situation, they should visit the Social Security website and create an account. Doing so will allow them to track benefits and connect with those who can answer any questions they may have.
If a senior is interested in having their payments deposited directly into their checking account, rather than receiving a paper check, they can utilize the Direct Express card program, or create an Electronic Transfer Account. To do this, they need to visit the GoDirect.org website.
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