Literally minutes from Niagara Falls, it’s easy to see why seniors living in Buffalo wouldn’t want to leave their homes anytime soon. Aging in place is the idea that you can get the same kind of care you would in a nursing home right in your house and it has grown in popularity over the years. You can find services like homemakers who will maintain your home with cleaning and other chores as well as home health aides who can monitor your vital signs and remind you to take your medications.
While you might think you have to cover all of your in-home care costs there are a few options available to you. Low-income seniors can use their Medicaid benefits to cover costs while veterans can use their VA assistance. Long-term care insurance might be another possibility and if you already have it you should check to see if these services are covered. The Erie County Senior Services also offers financial assistance for home care and will have a case manager come to your home to assess your needs.
You can look at average costs to get an idea of what your in-home care will cost. For example, the national monthly average for in-home care services is around $3,800. But your cost will also depend on your location, how often you use in-home care, and what kind of care you choose.
In Buffalo, the averages for in-home care are a little higher than the national averages. Home health aides cost around $4,481 per month and homemakers cost around $4,185 per month. This breaks down into about $138 to $147 per day but if you don’t use services every day, these totals will be lower. It’s also important to note that these costs are significantly lower than the $374 per day you could pay for a semi-private room in a nursing home.
You can start by asking for recommendations from relatives or friends who have used these services before. You might also want to check with your doctor to see if they have any referrals. The Better Business Bureau of Buffalo might also be a good resource because you can read customer reviews along with business reports.
You should also come up with a list of questions to ask each provider. This should include things like do they have insurance, the proper licensing, and are they bonded? Do they do background checks on their employees or another form of screening? Do they have certain scheduling policies and payment plans or options? Anything you want to know you should ask before you sign a contract.
The best part about getting care in your home is that you can build a plan that fits your needs and schedule. You don’t have to use just a home health aide or a homemaker, you can find plenty of other services online that will allow you to stay in your house as long as possible.
Try Rover.com if you need a dog walker or pet sitter and if you want to find a local house cleaner go to Handy. TaskRabbit is great if you need to find someone to help with chores or errands. Porch.com and Amazon Home Services are good if you need home repairs or remodels. Keep your list of questions handy and make sure you understand everything before you use these services.
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