Seniors looking to improve their insurance options can apply for Medicare benefits. The federally-funded insurance plan is available to seniors age 65 and older, as well as those with a disability. Various parts make up the entire plan, with specific coverage provided by each one. Learn more about Medicare by consulting local and online resources.
Medicare’s four parts each offer something unique. While one part is primarily known as hospital insurance, another component gets referred to as medical insurance. You need to decide whether you need multiple aspects of the plan or just one.
Hospital Insurance (Part A) - Covers hospital stays, hospice, home health care, and related services
Medical Insurance (Part B) - Covers preventative care services, such as regular doctor visits, physician appointments, and medical equipment
Medicare Advantage Plan (Part C) - Provides services from previous categories, plus additional services from a chosen provider
Drug Coverage (Part D) - Covers prescription drugs and medications that are not covered by any other part of the plan
Baltimore County libraries have a “Transitioning to Medicare” program offered monthly to seniors.
Baltimore Medicare recipients are only eligible for 190 days of care in a psychiatric facility.
Medicare handles full payments for skilled nurse care at home as long as the agency is Medicare-approved.
You can speak with a counselor over the phone if you wish to learn more about Medicare before you apply. Call 410-887-2059 to talk to a representative trained in all things Medicare to have your questions answered. There are also monthly presentations held at local libraries in the Baltimore area to ensure new beneficiaries fully understand the plan and the option they selected. Call the counselors to RSVP to the event, which lasts from 6 pm to 8 pm on each occasion.
Multiple social security offices exist in Baltimore that provides assistance on Medicare and retirement plans for seniors. You can visit a nearby office to speak with a social worker about how to apply. He or she will walk you through the process and make sure you have all proper documents handy to turn in with the forms. The locations sit at:
1010 Park Ave #200
6100A Wabash Ave
711 W 40th St #415
1500 Woodlawn Dr
2401 Belair Rd #106
6820 Hospital Dr #100
Visit any of the locations to speak with a worker, or call the hotline at (800) 772-1213. Each building remains open from 9 am to 4 pm, Monday through Friday. On Wednesday, the offices close at noon.
You can find a Medicare provider by searching the Medicare website. The special search tool allows you to look up Baltimore, MD physicians who specialize in geriatric medicine or any other specialty services. Multiple pages of results show up for most searches, providing you with plenty of results.
You can also ask for Medicare references when you apply or attend one of the meetings held at the library. The worker should direct you to several nearby options in the area that you can reach out to when you require services.
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