Austin, Texas is home to dozens of assisted living facilities that help underline the importance of autonomy, healing, and physical and emotional well-being for the city's aging population. Before you invest time and money in a facility, it's important to familiarize yourself with what you will be paying for as well as the cost for future accommodations for degenerative diseases.
There are many factors that contribute to the cost of assisted living expenses, with several methods of affording it. State-sanctioned funds help with those in need and life insurance can cover a portion of medical expenditures.
What is assisted living? Many people confuse assisted living facilities with retirement homes, even though they share similarities. Assisted living facilities in Austin are versatile, since they offer varying degrees of care, with a community-based approach to delivering some of the same services comparable to dedicated nursing homes - without the costs.
Austin's assisted living facilities are ideal for residents who need daily care due to disease or injury. Some of these services include:
Light housekeeping. Aides will be able to carry out tasks like laundry, helping with self-care, and ordering prescriptions.
Assistants also help with scheduling and administering medication. Many seniors tend to forget daily medication, especially if their dosages fluctuate. Aides are prepared to schedule and attend appointments, accompany doctor's visits, and worship services with needed transportation.
Home health aides are cognizant of the fact that many seniors need to consume a particular diet, especially if they are suffering from common ailments like diabetes. Meals and snacks are typically prepared and served.
There are more than dozens of assisted living facilities within miles of Austin, offering several levels of services for all types of medical demands.
Many of these organizations offer semi-private quarters, with common areas for socialization. However, they can also provide help right at home.
By 2030, aging baby boomers will consist of 19.4 percent of the state's total population. Austin, Texas is prepared to absorb this generation boom, with a series of type A and type B accommodations.
Type A facilities are for elderly residents who can follow instruction, and who still have a sense of physical independence that does not require regular check ups or intrusive, medical intervention.
Type B assisted living facilities are designed for residents who would need thorough, constant presence during an emergency and who may require late check-ins.
Assisted living facilities in the Austin area will typically cost about $55,000 a year. This price is rising by about 5 percent each year.
Keep in mind that the level of attention and even the area will directly affect how much these facilities will costs. Residents who require constant care or who may need dementia care will require more intensive attention, with demands typically reflected on the final costs.
When conducting your research for finding the best assisted living options, there are a myriad of questions that you should feel entitled to ask. You want to know what you will be getting for your money, and what sort of services and amenities are available for your loved one.
Familiarize yourself with the fine print, like the terms of service, what the assisted living facility can and cannot do, as well as what will happen if there is a sudden change in care. Here are some of the more common questions you should ask to streamline the selection process:
Can you schedule a visit? Are there any rules specific to caregivers?
Can you obtain a copy of the residency agreement? Keep this document for personal records.
Will the facility be able to accommodate dietary needs? It's very normal for older citizens to have to modify their diet to circumvent gastrointestinal issues.
Is the facility accessible by public transit?
Can family members visit loved ones in the service? Are there certain rules to follow?
Will there be a rise in costs after a period?
What is the admissions process like? Certain facilities in the Austin area have stringent guidelines when it comes to prospective patients.
Is therapy an option, and will it cost more? Some senior citizens will require occupational and mental therapy – this can quickly add up.
What are the policies when it comes to paying the bill? Ask what forms of payment they accept, and if there are any deadlines.
What are the terms and conditions of the facility's transfer policy? Obtain a copy of it and keep it for reference.
Do those living in the facility require renters insurance?
Can a family member spend the night in the facility if they want?
How will a family member or a caretaker be contacted in the event of an emergency?
Are there custom meal plans?
How are visitors vetted? Security and safety are real concerns for incoming and outgoing people. If your elderly parent suffers from dementia, then it is important that there is security present, since many that suffer from the ailment may be forgetful and start to wander.
What type of housekeeping are done for residents living in the facility? Are services included in the fees?
There are many ways that you can mitigate the cost of assisted living facilities. Be aware that at home care tends to be more affordable than living in a dedicated facility. For homeowners who do not need intensive supervision and who still have to pay off their mortgage, at home aid may be a viable option. There's also an emotional component that most seniors feel most comfortable living in a setting that they are familiar with.
Many assisted living facilities provide the option for their residents to live with a roommate, with costs typically being shared. This is ideal for those who still have a level of autonomy and who don't mind living with someone else. Usually, this is initiated with a written agreement.
For those with limited assets and income, you may be eligible for Medicare and other government-backed funds. You may also qualify for sliding-scale rates that will accommodate Social Security benefits and other sources of income.
Ask about moving incentives, and whether the Austin facility may be willing to negotiate monthly pricing. Also, familiarize yourself with the cost structure of the facility. Instead of an inclusive pricing with amenities that you may never use, ask about a la carte costs, allowing seniors and their loved ones to pick out the most pertinent services. Many also use long-term care insurance, especially if Medicare and Medicaid do not offer sufficient coverage.
Austin homeowners may decide to sell their property and use their funds to live in an assisted living facility on a more permanent basis. Reverse mortgages can also alleviate some of the costs. This type of loan stems from home equity and will require careful consideration.
Find assisted living in Austin near you.