Seniors have so many options when it comes to long-term care. Assisted living services are just one of an extensive list, but they encompass a few different types of care. Aurora has a lot to offer seniors regarding assisted living, and you need to have all the information to make an educated choice. You can learn more about what assisted living entails, how much it could cost, ways to save and pay for care as well as what you should look for when you start searching for options.
Assisted living means services for seniors that don’t need constant supervision or skilled nursing care but do need help going about their daily tasks. One nice thing about assisted living services is that you can customize what you need to fit your lifestyle. A few of these services might include:
Planning meals for the week, shopping for food, and preparing the meals.
Cleaning such as dusting, sweeping, mopping, and general organization of the house.
Transportation to appointments or daily errands.
Running errands if necessary, like grocery shopping or picking up supplies.
Medication reminders and reminders to do therapy or treatments.
Personal grooming assistance such as bathing or getting dressed.
Moving around the house with a wheelchair or other walking aid.
Services vary greatly and can change to fit your lifestyle. Another great feature of assisted living services is that you can stay in your home and still get help. Homemakers can take care of your house while home health aides can tend to your more health-specific needs.
Assisted living facilities are also an option, and if you have to leave your house, you can choose from a few different styles. Many are set up with private homes and group centers that house activities or meals. You can also find places that are set up like an apartment building or have shared rooms. Most places will also have a continuum of care so as your needs change they can adapt your care plan.
Aurora is home to over 20 assisted living facilities in Colorado.
The Department of Public Health and Environment oversee the regulation and licensing of assisted living facilities in Colorado.
Seniors must go through a pre-assessment phase before acceptance into an assisted living facility.
Assisted living facilities in Colorado cannot keep seniors that are totally bedridden with no potential for improvement, need 24/7 nursing care, requires restraints, has a transmittable disease or infection, or has a substance abuse problem.
The Colorado Secretary of State has a Code of Regulations that all facilities must follow and you’re allowed to request a copy of these regulations.
The question of cost is often the first one that comes to a senior’s mind and a major factor in considering what type of care you get. There are a few factors that can influence cost like location, type of attention, and how often you use your care. The Aurora area costs are a little higher than national averages.
In 2016, the cost of an assisted living facility averaged about $43,539 per year. Assisted living facilities in Aurora averaged about $51,000 annually. In-home care costs were also a little higher in Aurora. A homemaker in Aurora cost $52,624 per year compared to the national average of $45,760. A home health aid cost $54,912 annually compared to the national average of $46,332.
You need to think about expected costs as well when you plan out your care. Assisted living facilities and home health aide costs are expected to rise by 3% over the next five years, and homemakers will go up by about 2%. Search around for the right place to fit your needs and budget and remember that these are just averages and won’t be the exact price you pay.
Choosing the right place will take a little bit of research. It’s important to know as much as possible about each provider and facility you look at so you can make an informed decision. As you start comparing places, keep a list of questions handy, so you know everything about what your cost will cover, how the facility will operate, and what you can and cannot have at each place.
These are just a few sample questions to help you get a better feel for each place:
What utilities are included in my cost?
What are all the services I get with my total cost?
What services and amenities cost extra?
Am I allowed to have guests stay overnight?
Can I have a pet?
Will I be able to purchase renters insurance?
Do you accept Medicaid?
Do you accept long-term care insurance?
Are there housekeeping services? What do they include?
May I use outside providers?
Is there a meal plan? Can I bring in outside food?
What is the refund policy?
Is there someone always on staff?
Do you have a continuum of care?
Are there transportation services?
While you shouldn’t skimp on the care you choose, there are ways to be smart with your money. The first step is to look at whether home care or facility care is a better financial choice.
If you own your home, it suits your health needs, and doesn’t require a lot of upkeep, then it might be a smart idea to get in-home care. On the other hand, if you don’t own your house, it’s falling apart, and you can’t keep up with the daily chores, it could be better to move into a facility.
A roommate might also alleviate some financial stress. Give this situation a trial run before you make any concrete decisions. You should also check with the facility to see if they allow roommates. If both of you can handle living with each other at the end of the test period, then sign the lease and an agreement.
Some affordable housing facilities and nonprofit communities will also operate on a sliding-scale rate. You pay only what your income allows and still get the care you need. Not all places will work this way but don’t be hesitant to ask.
Veterans and their widows can use their VA benefits to cover their care. Medicaid will take care of assistance for low-income seniors. If you have a long-term care insurance policy, check the coverage. Most places will accept this type of insurance.
Selling your home might also help you pay for care. If you own your house, you can also rent it out and use those funds. A reverse mortgage might work for some seniors but requires a meeting with a HUD-certified counselor to weigh all of the risks and look at your options.
Find assisted living in Aurora near you.