Funeral homes will help you plan a memorial service for your loved one. These services will help your grieving process and let you say proper goodbyes. Planning a funeral can be very stressful and emotional. Remember, funeral homes are in business to make a profit. You will need to compare multiple funeral homes to ensure you get the best service and price.
Both state and federal law requires funeral homes give consumers a full list of the products and services available. Funeral homes have a General Price List to break down these costs. You can also request pricing over the phone. The Federal Trade Commission Funeral Law allows you to purchase services outside of a package. After you have selected services, the funeral home will give you a price breakdown.
Your rights as a consumer mean you can:
Refuse to embalm, which is not a mandatory procedure. Law requires that the funeral home receives either your spoken or written consent before starting the procedure.
Get an itemized list of all the service prices before the funeral.
Select a burial container that’s not a casket for cremation no matter where you live.
Purchase your casket or urn anywhere and use it at the funeral home hosting the service. You do not have to purchase from that funeral home.
Some funeral homes, like Horan & McConaty, provide their General Price List on their website. Taylor Funeral and Cremation Services has an online tool to help make funeral arrangements.
Caskets range in cost considerably, and most funeral homes list only the price range. CasketSite.com shows caskets you can purchase online. Remember you do not have to buy your casket from the funeral home.
If you can, shop around before you need services to avoid being in an emotional state. Pre-planning is not always possible, so start shopping by asking for referrals from your friends, family, and co-workers for referrals. Search for online reviews. The Better Business Bureau offers a search function for BBB-accredited businesses, including funeral homes. Verify a funeral home’s license on the Colorado Department of Regulatory Agencies website.
Compare the cost of the services between a few funeral homes by using their General Price Lists. Assemble the same service and see if there is a price difference. You will also need to consider prices of caskets or cremation containers. The Federal Trade Commission offers a Funeral Pricing Checklist to help you make funeral arrangements and select a funeral home.
It’s hard not to want to buy all the best for your loved one, but funeral prices can add up quickly. You can save money without compromising the service. Before meeting and planning, determine how much you can afford. Tell the funeral director on how much you can spend and ask him or her to stick to your budget. The Funeral Consumer Society of Colorado is a source for consumer information on funerals and cremations. They can help you stick to your budget.
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