In-home care is an affordable option to keep your loved one at home longer with family or living independently. A stay in a private room in a nursing home in Arlington averages $215 per day, but you can hire a home health aide for $19 per hour or $152 for a full day on average, according to the Genworth 2015 Cost of Care Survey for Texas.
Family members and clients are drawn to in-home care not just for the savings, but because of the compassionate and reliable care they receive from caregivers. The following is a sample of reviews from Senior Advisor.
Concerning caregiver compatibility: “Comfort Keepers was the first at home care can service that called me back. Michele was very personable and went out of her way to answer my questions. She hand-selected a nurse that fit in just fine. Jessie is now like a member of the family.” (Comfort Keepers in Euless)
Concerning motivated caregivers: “The lady we have now is wonderful. She is very industrious, works really hard, is very pleasant, and does everything very nicely.” (Comforcare Home Care)
In-home care usually includes assistance with activities of daily living (ADLs) such as bathing, toileting, and dressing as well as light housekeeping and chores. Depending on the company, the aide can run errands, provide transportation to medical appointments, and grocery shop. Home health aides are available on a full-time or part-time basis and some agencies provide respite care in emergency situations.
While creating your loved one’s senior care plan, you can use in-home care as needed and add other alternatives to provide full-service.
If your loved one requires live-in help, consider hiring a caregiver privately.
If you are the full-time caregiver, you can use an agency for respite care while you take a break or in an emergency situation.
If your loved one is homebound, you can order senior concierge services to deliver restaurant meals or groceries.
Before hiring any individual, perform a background check and look for ratings and reviews from the Better Business Bureau.
Texas Medicaid provides the STAR+PLUS managed care program to help eligible seniors with in-home care costs. Medicare only covers in-home care under strict guidelines and requirements, including authorized skilled nursing care and/or physician-ordered occupational, physical, or speech therapy. Consult with your local Medicaid and Medicare offices to see if your loved one qualifies for either program.
Veterans and their eligible spouses may qualify for the VA Aid and Attendance pension to help pay for in-home care. Check with the U.S. Department of Veterans Affairs for eligibility requirements.
You can also speak with an elder law attorney or senior care specialist about other alternatives to cover care. Senior homeowners may qualify for a reverse mortgage to tap the equity in their home. You can also liquidate long-term care insurance policies, retirement and investment accounts, and IRAs.
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